💸 Welcome to $he $pends 💸
This is a weekly newsletter + website created to close the wage gap, investment gap and board seat gap among women. Pretty ambitious, right? We're an ambitious set of broads here, and we have plans to do this right. We'll bring you financial news, investment advice, saving tips and real information on how women spend their money weekly. We promise to never talk down to you and to never shy away from asking tough questions about money.
Here's why: leaning in is yesterday’s news. The truth is that women make up nearly half of the labor force and hold more advanced degrees then men. So no, we don’t need another book about being a “bawse bitch.”
We do, however, have money habits that differ from men. Women are more risk averse than men, and thus invest at a much lower rate. We also face cultural expectations to spend more money on our looks (a phenomenon also known as the pink tax). And don’t even get me started on the extra money some of us spend to have a menstrual cycle and to avoid (or bring on) pregnancy. This is all on top of ongoing sexual harassment and discrimination in the workplace and making 70 cents on the dollar (or less, if you're a woman of color).
She Spends aims to tackle both personal finance problems (like paying off credit card debt or investing for retirement) as well as the macro issues that keep women from fully achieving parity in the workplace. We're so happy you've found us, welcome to the community!
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✊🏾 🏳️🌈 A word on inclusion 🏳️🌈 ✊🏻
Though we're called She Spends, we aim to provide tools and information about saving, investing and spending money to people of all gender identities.
We want to live in a world where all women - that means black women, native women, poor women, immigrant women, disabled women, lesbian women and trans women - and those who may not fall into the gender binary - feel comfortable talking about money. We understand that many of the problems people have with money are systemic, rather than brought on by "laziness." We know that the "bootstraps" argument many people use when discussing finances is faulty. That said, we live in a system that is capitalist, and we want to provide people with the tools to address their own financial challenges within that system, all while working for a more fair economy for all.
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We have our past content posted to the Archive.