How a 32-year-old Los Angeles-based non-profit fundraiser spends:

We are sharing the spending secrets of one reader each week -- completely anonymously. Fill out the money diaries survey to have your voice heard! 

  • SALARY: I make $80,000 per year as a non-profit fundraiser. I asked for a raise before. It initially went well, but then the company reneged on their commitment. I ended up leaving a couple of months after for a job that paid me the salary I had asked for.

  • SAVINGS: I have $977 in my emergency fund, but no real savings to speak of.

  • MONTHLY EXPENSES: I split the cost of a one bedroom bungalow with my finance, so we each pay $875 a month. I contribute to my 401(k), but I don't pay for my own healthcare. Each month, I pay for the YMCA ($47), a yoga studio membership ($95), and Netflix ($13). 

  • INVESTING: I am investing via my 401(k) plan. 

  • DEBT: I have $63,000 in student loan debt (mostly from grad school), which I pay $1,500 towards each month. I'm trying to be as aggressive as possible to get out of debt so I have more life options available to me.

  • SPENDING VICTORY:  Trips back to the East Coast to see family and friends. It's always so refreshing to be back with those you love (and out of LA).

  • SPENDING REGRET: Lots of aspirational clothing and anything having to do with diets and weight loss (fuck diets forevah!).

  • IF I WON THE LOTTERY: I would pay off my student debt and put the rest towards a house.

  • CHARITY: I contribute each month to Planned Parenthood and the Joyful Heart Foundation.

  • GOALS: Have enough money saved to live a simple, comfortable life and not be obligated to work so intensely anymore.