How a 25-year-old Washington, D.C.-based chapter coordinator spends:

  • SALARY: I make $43,000 per year as a chapter coordinator living in Washington, D.C.  I asked for a raise in June, and have followed up several times. I am supposed to get a raise in January (ed note: this diary was submitted back in December -- let us know if you got the raise!). 

  • SAVINGS: I have $150 in my savings account right now. 

  • MONTHLY EXPENSES: I pay $1,350 per month for rent and parking at my apartment building. I contribute to a 401(k) but I don't pay for my health insurance. My other monthly expenses include electric, Wifi, car insurance, credit card debt, and student loans. 

  • DEBT: I have student loan and credit card debt. I try to pay $5 to $10 extra on every bill to try to get them down.

  • INVESTING: I contribute to my 401(k). 

  • SPENDING VICTORY:  The best thing I ever spent money on was food.

  • SPENDING REGRET: I once bought a moped and then realized I was afraid to ride it. I totally regret that. 

  • CHARITY: The last charity I donated to was Renew Oregon.

  • IF I WON THE LOTTERY:  I would pay my debt and move to Oregon.

  • GOALS: My main goals are to pay off debt and start saving.