How a 24-year-old Washington, D.C.-based policy adviser spends:

  • SALARY: I make $51,000 per year as a climate change policy adviser in Washington, D.C. The first time I asked for a raise it went okay, but it was way lower than I asked for. The second time around it went much better.

  • SAVINGS: I have $4,000 in my savings account. 

  • MONTHLY EXPENSES: I pay $1,200 per month for rent. I contribute to a 401(k) every month, but my company pays for health insurance aside from the copays. I pay $35 per month for ClassPass, $15 per month for WiFi and $30 per month for utilities. 

  • DEBT: I am not in debt. 

  • INVESTING: I contribute to my 401(k). 

  • SPENDING VICTORY:  The best thing I ever spent money on was a parka. 

  • SPENDING REGRET: I regret buying clothes that I don't need too often. 

  • CHARITY: The last charity I donated to was Planned Parenthood.

  • IF I WON THE LOTTERY:  I'd pay for a vacation!

  • GOALS: I want to increase my 401(k) contribution, invest money outside of my 401(k) and save enough money to have a cohesively-decorated apartment with my significant other.