How a 24-year-old Ontario-based bank teller spends:

  • SALARY:  I make C$20,000 (US$15355.15) per year as a bank teller working part-time. I have not yet asked for a raise.
  • SAVINGS: I have C$9,350 in my savings account right now. 

  • MONTHLY EXPENSES:  I am living that millennial life and still living with my mom, so I don't have to pay for rent. I do not contribute to a 401(k) yet, but I do pay for my healthcare. My phone bill is C$65 per month. I also pay C$39 per month to sponsor a child for charity, and I pay C$10 per month for Apple Music.

  • DEBT: I am in debt. I am putting $100 per month toward my student loans. 

  • INVESTING: I have tried investing before, but I lost money doing it. 

  • SPENDING VICTORY: The best thing I've ever spent money on is traveling. 

  • SPENDING REGRET: I regret spending money on toys for children. 

  • CHARITY: The last charity I contributed to was Plan Canada. 
  • IF I WON THE LOTTERY: I would buy a house!
  • GOALS: My goals are to be able to afford small luxuries in life and not have to worry about and to be comfortable, rather than just scraping by. I also want to obtain full-time employment