How a 26-year-old Zionsville, Indiana-based website developer spends:

  • SALARY:  I make $37,500 per year working as a website developer in Zionsville, Indiana. I have not yet asked for a raise.  

  • SAVINGS: I have $35,000 in my savings account. 

  • MONTHLY EXPENSES: I pay $1,300 per month for rent on an apartment. I contribute to a 401(k) and pay for my own healthcare. I pay for Dollar Shave Club every other month, as well as Amazon Prime. I still use my parents' Netflix account.

  • DEBT: I am not in debt. 

  • INVESTING: I tried Acorns for a bit but ultimately I decided that I should put that money toward my car (I owed on it at the time but I've since paid it off) and the amounts getting put into it were too small to really do anything. I am now focusing on maxing out my Roth IRA and will then look further into other investment opportunities.

  • SPENDING VICTORY: The best thing I’ve ever spent money on was My Happy Planner. I know it sounds crazy but having something so bright and colorful really helps me want to leave it open on my desk every day and having all of my tasks and appointments right in front of me really keeps me on track. 

  • SPENDING REGRET: Paying for hosting on a blog that I never really started. While it wasn't a lot of money in the long run ($70) I feel silly knowing that it could've gone toward so many other things. I thought I was committed to it, but I don't think I'm cut out for blogging. 

  • SIDE HUSTLE:  I started selling t-shirts on Redbubble and I'm about to start an Etsy store for planner printables and stickers. I've probably only made about $15 off of Redbubble but it's still $15 I didn't have before. I think I'll be a lot better with the Etsy store. 

  • CHARITY: The last charity I donated to was Riley Hospital for Children. The hospital that saved my life.

  • IF I WON THE LOTTERY: I would buy a house. (We're saving for a down payment right now).

  • GOALS: Someday I'd like for my husband and I to have a net worth of $1,000,000.