How a 46-year-old San Diego-based maintenance planning senior coordinator spends:

  • SALARY: I make $98,000 per year as a maintenance planning senior coordinator living in San Diego. I have never asked for a raise. 
  • SAVINGS: I have $0 in my savings account.
  • MONTHLY EXPENSES: I spend $2,100 each month on my mortgage. I contribute to my 401(k) at work, but I do not pay for health care. Other monthly expenses include $10 for the gym, $20 for the newspaper and $210 for cable.
  • DEBT: I am in debt. I make monthly payments of $500 to $700.
  • INVESTING: I invest through mutual funds with a financial planner.
  • SPENDING VICTORY:  The best things I’ve ever spent money on are my car and my house. 
  • SPENDING REGRET: I always regret spending beyond my means.
  • CHARITY: The last charities I donated to were NPR, a local investigative reporting nonprofit and the Peace Resource Center.
  • IF I WON THE LOTTERY: I would pay off my debts and pay off my house.
  • GOALS: I want to pay off debts and create a savings account.

- Alicia McElhaney / She Spends Issue #49

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