How a 23-year-old Philadelphia-based communications specialist spends:

  • SALARY: I make $55,000 as a communications specialist based in Philadelphia. I have not yet asked for a raise, but I definitely want to know more about it. I think I make pretty good money, but I know I'm going to want to ask for a raise sometime next year. It would be helpful to know what a man would be making at my same position and how to ask for a raise in a compelling way.

  • SAVINGS: I have $14,000 in my savings account right now.

  • MONTHLY EXPENSES: I currently don’t spend any money on rent. I’m on my parent’s healthcare plan, but I do contribute to a 401(k).

  • DEBT: I am not in debt.

  • SPENDING VICTORY: My most recent spending victory would probably be the trip I just took. I spent two weeks traveling across Spain and obviously spent a ton of money between flights, accommodations, food, tours, clubs, souvenirs, etc. I had originally wanted to take this trip right after graduating college in May 2016, but my savings account was pretty depleted from school. So I waited until I'd worked at my full-time job for six months and had more of a cushion; then I went. It was nice because then I didn't have to worry about cutting corners like skipping awesome meals or missing out on tour tickets, and I could just really make the most of the time I had there. Plus, I got to use two weeks of paid vacation, so I pretty much ended up breaking even!

  • SPENDING REGRET: I don't have one singular spending regret. My biggest regrets are just little everyday things that I don't really need but spend money on anyway. I really hate spending money on mediocre food — that always haunts me. Or buying clothes that end up in my closet for a year with the tags still on them.

  • SIDE HUSTLE: I do not have a side hustle.

  • CHARITY: The last organization I donated to was the ACLU.

  • GOALS: I'm living at home while I save up enough money to move out, and in a perfect world, I'd like to buy a condo in Philadelphia instead of renting an apartment. I'd want to live in the condo for a few years before eventually moving into a house in the suburbs; I would keep the condo to rent out. I'm still a while away from recognizing this dream, though!

- She Spends / Issue #15