When it comes to investing, it can be easy to get bogged down in difficult-to-understand terminology. Rather than letting a lack of understanding hold our readers back from getting started on investing, we want to provide an easy-to-understand guide, complete with important terms for getting started, a guide to different platforms you can use to invest, and a cautionary tale on day trading.
Going on a summer vacation? Or a quick weekend jaunt to the beach? Planning what to pack is important, not only for having a good time but also to save money. Here are some things you can bring on your next trip to cut back on costs.
For a short period after its launch, AirBnb became the hot way to cut back on travel costs. Apartments and homes listed on the site were cheap to rent out. But recently, as the reach of Airbnb has expanded, prices of many accommodations have come close to matching those at hotels in major cities. So how do you keep prices down? These alternative accommodation options are a start.
So you want to take a trip. You’ve found the perfect destination, picked out your hotel or Airbnb and even have started planning excursions. The one thing left to do? Booking transportation. There are, luckily, there are a number of options available for keeping travel costs down. Here are just a few!
Looking to buy a car? You need to know about depreciation. Cars are assets that lose value over time, even if you’ve spent a lot on buying one. Read on to learn exactly how depreciation works, and what you can do to mitigate potential value loss over time.
The cost of commuting to and from work every day can add up quickly if you’re not careful. Between rising gas prices, struggling subway systems and the exploding ridesharing industry, it can be hard to determine the best way to get to work. We’ve got your back with some ideas to cut cost on your daily commute.
When we talk about investing at She Spends, we rarely delve into the bond market. This is partially because there is less public information about bonds than there is about stocks. It’s also because they can get a little confusing. That said, municipal bonds are an awesome and somewhat unconventional way to invest in your community. Here’s our guide to doing just that.
Although we’ve talked about how you can network, we wanted to share some tips this week on what types of questions you can be asking your network once you establish relationships. Of course, you should be keen to offer the following information in return to your professional network. After all, it’s a two-way street!
In conversations we’ve had with our Facebook group and beyond about community, it’s become clear that many of us feel disconnected from our real-life communities. We’ve talked about some ways to get more involved, particularly buying local, but we wanted to offer ideas for community involvement that are cheap or free and available in most areas. What follows is our guide to staying local without going broke:
One major way you can support your local community is to bank within it. A credit union is an awesome way to do so. They offer competitive interest rates on loans and help your town or city grow and thrive. We broke down how to start banking at a credit union and why you should consider doing it in this She Spends guide.
When it comes to freelancing or project-based work, there are about a million tools you could use to manage your career. We wanted to share some of our favorites to close out freelancing month at She Spends. Did you miss past issues? Check out our tips forpreparing for next tax season, creating a contract and determining whether you need an EIN. On to the tools!
Though this year’s Tax Day came and went just this week, we’re already looking ahead to next year’s Tax Day. Whether you are just getting into the freelancing game, or you’re a project-based worker who struggled with this year’s taxes, setting aside some time now to prepare for next year will save you time and stress.
Ever hear of an EIN? If you’re new to the world of freelancing, this term is likely something new to you. But it’s a super important part of your job, and can help when it comes to tax season.
Contracts are a crucial element of running your own business, but it can be frustrating to know where to start. For every freelance project you agree to work on, you should create a contract with the employer that includes the terms and scope of your work, as well as when and how you’ll get paid.
When I created She Spends, I knew I wanted to make a space for women to feel encouraged to ask for more from their employers. Research shows that the wage gap is not only perpetuated by bosses who don’t want to pay their employees equally, but also by systemic problems that we need to do real work to change. To be sure, factors like motherhood, job choices, lack of paid family leave and few women in senior leadership perpetuate the gap. But there’s another issue at hand: Women are simply socialized not to ask for what they want at work.
We’ve spent a great deal of time covering salary negotiation in the past few weeks, but we believe the tips you learn can be translated into other aspects of your life. Learning to ask for what you are worth is incredibly powerful.
Many members of the She Spends community are freelancers in some way or another. Some are writers who are paid on a per story basis by publications. Others are yoga instructors who may book classes for a certain number of weeks but are often dealing with the ebb and flow of clientele. Some are consultants, marketing professionals or designers who are paid based on projects, rather than a pre-specified yearly salary. With this in mind, we’ve created a guide to salary negotiation for our readers whose jobs are non-traditional.
In the She Spends Guide to Getting a Raise, we mention that it’s important to have backup options in case a raise is not in the cards. Although many employers don’t always have the funds to show their appreciation for their workers, they are able to offer other benefits.
In today’s startup-heavy world, it is becoming more common for employees to receive company-gifted stock options from their employers. However, it can be tough to know what to do with these stock options. Instead of just letting them sit untouched, here’s what you could be doing.
At She Spends HQ we believe that open, honest feedback is the key to success in your career.